Staying on Budget During the Holidays

If you are like me, then when it comes to the Holidays, you completely BLOW your budget. I am nowhere near perfect when it comes to my budget and I would never claim to be, but I do give it my best. I blow budget every year and I hate when January comes and I realize I have over done it. This year is going to be different. I am going to be prepared.

To prepare myself, I have done some research on how to stay in my budget. Below are some tips I plan on using myself!

• Christmas gifts: If you have a talent such as knitting, painting, crafting, crocheting - share it with your family. Instead of purchasing an item that my blow your budget, consider making one or 2 gifts this year. It may cost more time, but we are looking at dollar signs here. Besides, handmade gifts have sentimental value and they often mean more to the receiver than something that may be a rush purchase.

• Holiday Food: Make a list and stick to it. Don't make extra things and when applicable, purchase the off brand.

• Decorations: If you are crafty, make your wreaths, garlands, and stockings. You will save tons! Stores like Hobby Lobby always have items 50% and extra coupons. Take advantage of the savings.

• Don't use your CREDIT CARD. This will force you to spend only what you have. Also, this will prevent you from hating yourself for overspending in the month of January when the bill rolls around.

If you have some good tips you can add to the list, PLEASE share them in the comments! I am always looking for new tips to help me out!